The Mortgage Operating System

Run your whole brokerage on one platform.

Pricing engine, pipeline, borrower portal, and an AI co‑pilot — everything a mortgage broker needs, in one place. One flat price. No seat fees.

Start free — no card
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app.marslos.com/dashboard
Active loans
0
Volume
$0
Pull‑through
0%
Avg to close
0d
Application
Nora BelmontConv · $520k
Priya RamanConv · $416k
Processing
James WhitfieldFHA · $280k
Underwriting
Denise OkaforRefi · $382k
Emery: docs cleared →
Clear to Close
Maria SantosConv · $346k
Funded
Alan ChoVA · $410k
Conventional · FHA · VA · USDA · Jumbo · Non‑QM · DSCR — priced in seconds

Everything in one system

Six tools, replaced by one.

Stop duct‑taping software together. Every module shares the same borrower, the same pipeline, the same truth.

Pricing Engine

Quote any borrower in seconds.

Live rates, approval odds, and cash to close — and the exact change that turns a “no” into a “yes.” Your own rate sheets, real quotes.

  • Match across every lender with reasons, not just yes/no
  • “How to adjust” coaching — the move that unlocks a lender
  • Send the winning option straight to your borrower

Matched lenders · Denise · Refi $382k

BlueRiver Wholesale Lowest payment
6.25%
BEST FIT
Summit Lending Fast turn
6.49%
7‑day
PacificTrust Near miss
+8 FICO
PacificTrust is one step away — raise FICO 8 pts → opens at 6.19%.

Emery · AI co‑pilot

An AI that actually runs your pipeline.

Emery reads every file, tells you what’s stuck and why, drafts the borrower update, and does what you ask. Always on watch.

  • “What needs me today?” — answered before you ask
  • Drafts emails, spots missing docs, flags TRID risks
  • Grounded in your real loan data, not guesses
What needs me today?
EMERY
3 files need you. Okafor’s appraisal is in — ready to submit. Whitfield is missing 2 pay stubs (I drafted the request). Santos closes Friday; wire instructions aren’t confirmed.
Send Whitfield the doc request.

Pipeline · POS · Compliance

The whole loan, start to funded.

A colour‑coded board of every file, a branded borrower app on their phone, and the compliance rails running quietly underneath.

  • Drag‑and‑drop pipeline, days‑in‑stage, readiness scores
  • Borrower portal — application, docs, e‑sign, live status
  • TRID timers, LE/CD, HMDA export, full audit trail
Application
Nora B.$520k
Priya R.$416k
Underwriting
Denise O.$382k
Funded
Alan C.$410k
Maria S.$346k
1platform, not six tools
$0seat fees — bring the team
<60sto a live borrower quote
24/7Emery on watch

Get started

Your brokerage, upgraded today.

Start free in a minute — no card, no six‑figure contract, no six‑week onboarding.

Start free — no card